Program guides
- Chase’s $500 Edit credit, and the extra $250 for 2026
The Sapphire Reserve now carries two hotel credits: up to $500 a year on Edit stays plus a 2026-only $250 for seven hotel brands. What qualifies, and how they stack.
- Amex FHR vs The Hotel Collection: two programs, one $600 credit
Fine Hotels + Resorts and The Hotel Collection both count toward the Platinum’s $600 hotel credit, but the perks, minimum stays, and eligible cards are different.
- Chase’s The Edit vs Amex FHR: same idea, different fine print
Both are curated luxury-hotel programs with packaged perks. The minimum stays, the $500 vs $600 credits, and the checkout guarantee are where they split.
- Renowned Hotels & Resorts: the luxury program on United’s cards
Chase rebuilt its Luxury Hotel & Resort Collection as Renowned and moved it to the United co-brand cards — breakfast, a property credit, and no minimum stay.
- Bilt’s Home Away From Home, explained
Bilt’s luxury hotel list is the odd one out: booked at bilt.com, unlocked by member status rather than a card, with breakfast and a $100 credit per stay.
- The Premier Collection: Venture X’s quiet luxury program
Capital One’s curated hotel list gives Venture X cardholders breakfast for two, a $100 experience credit, and upgrades — with no program minimum stay.
- The Reserve by Citi Travel, and the Strata Elite’s $300 credit
Citi’s new luxury hotel program pairs FHR-style stay perks with a $300 annual credit that only fires on prepaid stays of two nights or more.
- Leading Hotels of the World: Sterling perks on the Amex Platinum
LHW is a collection of 400+ independent five-star hotels. Platinum cardholders get Leaders Club Sterling status free — breakfast for two, upgrades, and member rates at lhw.com.
- Where our prices come from, and how to read them
Every price on Credit Stays is a hotel meta-search estimate, refreshed on a rolling cycle and ranked by the cheapest bookable stay. The method, and its limits.